The SMSF Master Insurance Plan has been exclusively designed to help meet the needs of SMSF trustees. It offers simple, easy to understand and accessible cover options.

Cover	Maximum Cover	Cover held within the SMSF	Standalone cover to be held outside the SMSF	Features
Death	Unlimited	Y		Death cover can provide a lump sum benefit if the insured SMSF member dies or is diagnosed with a terminal illness.
TPD	$3 million	Y		TPD cover can provide a lump sum benefit if the insured SMSF member is sick or injured to the extent where they are not expected to ever work again. Available to be held in conjunction with Death cover. If a TPD benefit becomes payable, then Death cover will be reduced by the amount of any TPD benefit paid.
TPD - Own Occupation	$3 million		Y	Own Occupation TPD cover can provide a lump sum benefit if the insured SMSF member is sick or injured to the extent where they are not expected to ever work in their own occupation again. If a TPD benefit becomes payable, any Death cover held separately under the SMSF will not be reduced by the amount of any TPD benefit paid.
Income Protection	$30,00 per month		Y	Income Protection cover can provide ongoing monthly income in the event that an insured SMSF member becomes totally or partially disabled (either temporarily or permanently) and is unable to work due to sickness or injury. Plus Options provides a range of ancillary benefits.

Click here to view the full PDS.

The AIA Australia and AGI Partnership

The SMSF Master Insurance Plan is issued by AIA Australia, one of the country’s leading retail life insurers and largest group life insurer with over 40 years’ of experience. The Plan is administered by AGI, Australia’s specialist in providing superior and reliable administration services, such as all the day-to-day administration handling, policy enquiries and claims management.

The SMSF Master Insurance Plan is distributed and administered by Australian Group Insurances Pty Ltd (AGI) ABN 97 140 572 434. AFSL 379565 Product Issuer: AIA Australia Limited ABN 79 0004 837 861 AFSL 230043

SMSF MASTER INSURANCE PLAN

To apply for cover under the SMSF Master Insurance Plan, your clients will need to enter your SMSF Provider Code. Please ensure that your clients have your SMSF Provider Code handy when applying for the SMSF Master Insurance Plan.

For more information on the SMSF Master Insurance Plan, or to receive your SMSF Provider Code, please provide the following contact details